We have been managing money for almost 25 years, including the tech boom of the 1990’s, the subsequent tech crash in 2000, the seven year bull market until the 2008 financial crisis and the subsequent bull market recovery that will be followed by whatever fate decides to throw at us. In short, we appear to live in a world pervaded by serial bubbles, whether it be growth stocks, real estate, emerging markets or commodities. As bubbles inevitably burst It is natural, not only to want a good rate of return on your investments, but also to want to control the risk you are taking with your hard earned wealth. Fortunately, it is possible to do that, by pursuing a disciplined method of investing and by removing yourself from the emotional maelstrom that most investors confront when they manage their own money and have to steer a steady course between the Scylla of greed and the Charybdis of fear. In addition, by keeping your tax costs and investment expenses low we help you keep more of what you make.